Terms of Service

Last updated: September 2025

1. Acceptance of Terms

By accessing or using Speech Islands ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not use the Service.

2. Description of Service

Speech Islands is an AI-powered language learning platform that provides:

  • AI-generated flashcards organized into thematic "islands"
  • Spaced repetition learning algorithms
  • Progress tracking and analytics
  • Multi-language support
  • Token-based content generation system

3. User Accounts

Account Creation

To use certain features of the Service, you must create an account. You agree to:

  • Provide accurate and complete information
  • Keep your account information updated
  • Maintain the security of your account credentials
  • Be responsible for all activities under your account

Account Eligibility

You must be at least 13 years old to create an account. Users under 18 must have parental consent.

4. Token System and Payments

Token Purchase

Tokens are virtual credits used to generate AI-powered flashcards. By purchasing tokens, you agree that:

  • Tokens have no monetary value outside the Service
  • Tokens are non-transferable and non-refundable except as stated in our refund policy
  • Tokens do not expire
  • We may modify token pricing with 30 days notice

Refund Policy

Due to the high costs involved in powering the advanced AI models for our flashcard generation, we unfortunately cannot offer refunds once tokens have been used. We realize this may not be the ideal scenario for everyone, but this policy helps us to maintain a fair and sustainable service for all of our valued users.

5. Acceptable Use

You agree not to:

  • Use the Service for any illegal or unauthorized purpose
  • Generate content that is harmful, offensive, or violates others' rights
  • Attempt to reverse engineer, hack, or exploit the Service
  • Share your account credentials with others
  • Use automated tools to access the Service without permission
  • Interfere with or disrupt the Service or its servers

6. Intellectual Property

Our Content

The Service, including its design, features, and underlying technology, is owned by Speech Islands and protected by intellectual property laws.

User-Generated Content

You retain ownership of content you create, but grant us a license to use it to provide and improve the Service. This includes flashcards, progress data, and feedback you provide.

AI-Generated Content

Flashcards generated by our AI belong to you for personal use. You may not redistribute or commercialize this content without permission.

7. Privacy and Data

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

8. Service Availability

We strive to provide reliable service but cannot guarantee:

  • Uninterrupted access to the Service
  • Error-free operation
  • Compatibility with all devices or browsers

We may temporarily suspend the Service for maintenance, updates, or other operational reasons with reasonable notice when possible.

9. Termination

Termination by You

You may terminate your account at any time by contacting support. Unused tokens may be eligible for refund within our refund policy.

Termination by Us

We may suspend or terminate your account if you violate these Terms or engage in behavior that harms the Service or other users.

10. Disclaimers and Limitations

Educational Tool

Speech Islands is an educational tool. We make no guarantees about learning outcomes, fluency achievement, or academic success.

AI-Generated Content

AI-generated content may contain errors or inaccuracies. Always verify important information with authoritative sources.

Limitation of Liability

To the maximum extent permitted by law, Speech Islands shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Service.

11. Indemnification

You agree to indemnify and hold harmless Speech Islands from any claims, damages, or expenses arising from your use of the Service or violation of these Terms.

12. Governing Law

These Terms are governed by the laws of Rhode Island, United States. Any disputes will be resolved in the courts of Rhode Island, United States.

13. Changes to Terms

We may update these Terms from time to time. We will notify users of material changes by posting the updated Terms and updating the "Last updated" date. Continued use of the Service after changes constitutes acceptance of the new Terms.

14. Contact Information

For questions about these Terms, please contact us:

  • Email: tommycodesapps@gmail.com
  • Contact form: /contact

15. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Questions About These Terms?

If you have any questions about these Terms of Service, please don't hesitate to contact our support team. We're here to help clarify any aspect of our service agreement.